Are you a Nigerian student struggling to pay your school
fees? You should learn about the Nigerian Education Loan Fund (NELFUND), a
government program that helps students pay for their education without stress.
We all know how difficult the economy is and how attending
to academics can be poor if you do not have a stable income. In view of these, the Federal Government, under the leadership of the President, His Excellency Bola
Ahmed Tinubu, has introduced the student loan, which in return does not require interest during repayment.
This article explains how to use the NELFUND student loan
portal, how to create an account, apply for a loan, and track your loan status.
You’ll also find answers to common questions about the loan amount, repayment
time, eligibility, and how to cancel an application.
The Federal Government, in a bid to help Nigerian students
struggling to meet deadlines for fee payment, introduced the NELFUN student loan, also known as the Tinubu student loan. In this content, we will be using the Tinubu student
loan and the NELFUND student loan interchangeably.
The application for the NELFUND student loan for the 2025/2026
session has commenced. In a recent post from the Federal Government, interested
students can apply early enough so they can be considered for the loan
enrollment.
This post breaks down how to use the NELFUND student loan portal seamlessly, the requirements for applying for the student loan, the duration, and the payment plan for
the loan.
It is also important to note that all applications are completed
and submitted on the NELFUND loan portal.
The NELFUND Student Loan Portal is the official website
where Nigerian students can apply for government loans to pay school fees and
other academic expenses such as upkeep, transportation, accommodation, etc.
Through this portal, students can register, fill in their
details, and apply for a loan with flexible repayment options.
The official website is https://nelf.gov.ng.
The Tinubu Student Loan, launched by President Bola Ahmed Tinubu, is only for undergraduate
students in approved Nigerian schools. Majorly, the NELFUND student loan is for
students in public institutions such as Federal and State Universities, and Polytechnics.
1. Helps students cover school fees and living costs
2. Repayment starts two years after completing the NYSC
3. No interest is added to the loan
4. Only available to undergraduate students for now
This student loan is part of the Federal Government’s effort
to make education easier for students who lack financial support.
To be eligible to apply for the NELFUND student loan, you
must be a citizen of Nigeria by birth and be an undergraduate in a
recognized Nigerian Institution during your time of application. Below are the
documents and information required during your NELFUND student loan application
1. JAMB Registration Number or School Registration Number
2. National Identification Number (NIN)
3. Bank Verification Number (BVN)
4. Local Government of Origin certificate
5. Recent passport photograph
To commence application for the Tinubu student loan, follow
these steps to apply on the NELFUND student loan portal:
1. Visit https://portal.nelf.gov.ng/auth/register
2. Choose “Nigerian†as your nationality
3. Click on “Verify Educational Informationâ€
4. Select your school and enter your Matric Number
5. Click “Verify†to continue
6. Create your account with a valid email and password
7. Confirm your account through the email sent to you
8. Log in to commence the application
9. Enter your Phone number, Residential Address, JAMB registration number, and School Registration number
10. Enter your Bank details, BVN, Bank name, and Account number
11. Upload your NIN
12. Upload the Certificate of your Local government of Origin
13. Upload your school ID or admission letter
14. Click “Request Student Loan†and choose your reason for applying
15. Review all details and submit your application
You are expected to check your NELFUND portal dashboard to
confirm if your request has been approved. Once approved, you may need to
submit extra documents to your school before the money is paid.
The amount depends on your school fees and other needs.
Students can receive up to ₦600,000.
Example: If your tuition fee is 250,000 Naira, you will receive a total sum of 300,000 Naira or more and
a monthly stipend of 20,000 Naira for upkeep (20,000 × 12 months), bringing the
total to 440,000 Naira.
You’ll start paying back two years after NYSC. You can
choose to pay once or pay 10% of your monthly income until the loan is fully
repaid.
Loan approval may take 1 to 6 months, depending on your
school’s processing time.
No. The NELFUND loan is currently for undergraduate students
only.
However, the government has mentioned that postgraduate students may be
included later.
No, the NELFUND student loan portal 2025/2026 is open for application.
Intending students can visit the portal to create an account and commence the application.
If you’ve applied but changed your mind, you can cancel the
loan before it’s approved. Follow these simple guidelines to cancel your application.
1. Log in to your NELFUND portal dashboard
2. Go to the loan section
3. Click on the “Cancel Loan†button
5. Confirm to cancel your application
The NELFUND student loan is a helpful support for Nigerian
students who find it hard to pay their school fees, attend to basic needs such
as feeding, accommodation, and transportation. With no interest and a simple
repayment plan, it makes studying in Nigeria more affordable.
This guide has explained how to register, apply, and get your Tinubu student loan easily through the NELFUND portal.
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Comments section
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Sunday Sonia izang in 2026-01-22 19:02:35
God bless the good work of our president
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Tanko Danjuma in 2026-03-12 11:48:33
My own is not registering, is showing visit your school
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